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'Common Sense' Financial Solutions for over 35 years

Our independent structure facilitates freedom of service, product and methodology in working what is best for each client.

Contact Us

802 Hillcrest Lane Lewisburg, PA 17837-9587
  • Phone:
    570-966-1830
  • Fax:
    570-966-1223
  • E-mail address: DLShrom@ShromFinancial.com
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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Our independent structure facilitates freedom of service, product and methodology in working what is best for each client.

Contact Us

802 Hillcrest Lane Lewisburg, PA 17837-9587
  • Phone:
    570-966-1830
  • Fax:
    570-966-1223
  • E-mail address: DLShrom@ShromFinancial.com

Securities and investment advisory services offered through FSC Securities Corporation, member FINRA/SIPC and a registered investment advisor. Insurance offered through Shrom Associates and is not affililated with FSC Securities Corporation or registered as a broker-dealer or investment advisor.

This communication is strictly intended for individuals residing in the states of  CA, CO, CT, DE, FL, GA, HI, KY, MA, MD, PA, NJ, NY and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

 IMPORTANT CONSUMER INFORMATION

A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

Information here is not intended to be exhaustive in nature.  It is intended to initiate thought toward financial independence and/or other specific goals.

As in most, if not all, financial matters where an attempt is made to work toward an anticipated outcome there are few if any absolutes.  The future will not operate by formula any more than has the past.  Direction can be several in number to reach a goal(s) and judgments need be made to take such direction.  Then, once direction is chosen, the method put into place, and appropriate action taken, all must still be reviewed periodically to see how well things are working with respect to eventually meeting the goal(s).  If not on target "down the road" evaluation may suggest an altering of course, or simply some patience, or even a redefining of goals.

Knowledge is certainly important but common sense and patience are equally valuable. The three work best together.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck